14 August 2017 In Blog style
10-August-2017 – Holmdel, NJ —JGS Insurance, a market leading New Jersey insurance agency, announced today that it has been named a Top 100 Property/Casualty Agency by Insurance Journal. The Top 100 list is ranked by total property/casualty agency revenue for 2016.

10-August-2017 – Holmdel, NJ —“Once again JGS Insurance has been recognized by a national publication! Recently in the August 7th issue of Insurance Journal, the National Property and Casualty Magazine, JGS was named in the Top 100 Property and Casualty Insurance Agencies in America. Upon closer review of the list, this honor shows JGS Insurance as currently the Largest Independently Owned Insurance Broker in New Jersey. The two other NJ brokers listed ahead of JGS have either recently been acquired by another company, or are a subsidiary of a privately held company. We continue to focus on our own growth and success so that we can remain an independent voice in the wave of mergers in the insurance space,” says Vincent Hager, President of JGS Insurance.

08 August 2017 In Blog style

There is some confusion by employers and employees about whether the Employer Mandate to offer coverage and the Individual Mandate to have qualified medical coverage still applies.

The IRS clarified that both the individual and employer mandates continue to apply.

President Trump’s executive order issued on January 20, 2017 intended “to minimize the unwarranted economic and regulatory burdens” of the ACA until the law can be repealed and eventually replaced. It did not change the law.

08 August 2017 In Blog style

Companies in the food industry would certainly agree that producing safe products is of paramount importance. How can you make money if you are making your customers ill? Whether it is a hit to a brand’s reputation or a significant drop in sales, you would think businesses would not need more incentives to do the right thing.

Due to raise in foodborne illnesses and product recalls, President Obama signed into law the Food Safety Modernization Act (FSMA) in 2011. It aims to ensure the US food supply is safe by shifting the focus from responding to contamination to preventing it. FSMA were finalized in 2015 and 2016. These new regulations on food safety carry criminal penalties.

In an effort to keep our clients informed of important issues in a timely manner, JGS Insurance held a seminar — The Food Safety Modernization Act (FSMA) “Bites” — in March of this year to inform companies in the food industry what they need to know to protect themselves. The seminar touched on various FSMA-related topics, including the following:

Criminalization of foodborne illness – What can you do to protect your company?

Strategic risk transfer – What is an insurance policy after all?

Product liability and recall claims – Do you know what to do if it happens to your company?

01 August 2017 In Blog style

Nursing and other patient care occupations are among the most difficult career paths. Not only are nurses called upon to provide a high standard of patient care insofar as treatments and medications are concerned, but they often face demanding physical requirements too. Nurses, nursing assistants and orderlies are commonly called upon to lift, support and maneuver patients regularly – even more so as the population ages and many patients live well into their eighties and nineties. And with over two-thirds of the adult population in the U.S. classified as overweight, these physical requirements are more extreme than ever before.

The Bureau of Labor Statistics forecasts that the nursing shortage will reach 1.2 million positions between 2014 and 2022 – despite the growing popularity of nursing as a profession. And according to a report by the U.S. Department of Health and Human Services, over 500,000 nurses are expected to retire or leave the workforce in the next five years. This confluence of factors will make nursing caseloads and physical demands even greater, further increasing the risk of work-related injuries. When injuries do occur, they are often severe and long-lasting, frequently requiring risky back surgeries and long periods of recuperation. Unless these professional have access to mechanical devices to assist them, it may not be feasible for them to return to work performing the same functions.

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