Reducing Health Care Costs

17 July 2017 By Barry E. Fields

There aren't many ways you can reduce health care costs without taking something away from your employees.  If your medical plan is experience rated, self-insured and/or you provide an HRA with a high deductible plan, this may be a great solution for your organization.

Telemedicine is quickly growing as a way to supplement your medical program and the way to receive care.  The program enables people to save time and money by calling a board certified physician over the phone and getting prescriptions that they need rather than taking the time and incurring the cost of actually going to the doctor.  This is certainly no replacement for medical insurance, but considering the growth of high deductible health plans, unnecessary office visits, difficulty getting an appointment, etc., people are looking for creative ways to save money and improve convenience.

For a small monthly cost, it’s well worth the investment – an entire family would only need to avoid just one office visit, urgent care center visit or emergency visit per year!

The company can pay the entire cost of the program, or you can include the cost with the employee contributions for the medical plan.  Either way, employees will appreciate the benefit and the company will reduce health care costs, worker’s compensation costs and employee absenteeism.

Please let me know if you have any questions.


Barry E. Fields
Vice President, Employee Benefits
JGS Insurance
960 Holmdel Road, Bldg. 1
Holmdel, NJ 07733
Phone:  732-837-1068
Cell:  908-406-7000
Fax:  732-834-0233

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Last modified on Monday, 17 July 2017 20:52

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