Office Hours

Please note that all of our offices will close at 1 p.m. local time on Friday, May 24, 2019, and will remain closed until Tuesday, May 28, 2019, in observance of the Memorial Day holiday.

If you have any special service needs that must be accomplished by Friday, May 24, please let us know so that we may service those needs as a high priority for you.

22 March 2019 By

If your medical program is currently provided by Affiliated Physicians/Concord Management (aka QualCare), you may have received the notification below that the plan administrator and the provider network is transitioning from QualCare (in NJ) and Cigna (outside NJ) to Aetna for all covered employees.  The transition will occur on different dates based on your renewal date – upcoming July renewals will transition to Aetna AND renew in October – October renewals will transition to Aetna in October – January renewals will transition in January – but April, 2020 renewals will transition to Aetna in January, 2020 while renewing in April, 2020.  Fortunately, there is a lot of overlap between all of the large networks, but there will be some participants whose provider is not participating while there will be people who are happy about the change.

26 February 2019 By

On February 19, 2019, New Jersey Bill A3975 was signed into law by Governor Murphy. This bill revises the laws concerning Family Leave (FLI) and Temporary Disability Benefits (TDB) including, pregnancy temporary disability leave, family temporary disability leave, and domestic or sexual violence safety leave.

Attached is a one-page overview of the important changes that will occur in 2020, and the potential impact that employers should be considering. Unfortunately, the increase in the taxable wage base and the improvement in the benefits will mean a significant increase in your cost and the employee contributions.  

13 February 2019 By

As I’m sure you have heard, New Jersey’s minimum wage for most workers will rise from $8.85 to $10 an hour on July 1st, gradually phasing to $15 an hour by 2024.  Tipped workers will see their wage increase from $2.13 to $5.13 an hour.

Seasonal employees and those working at a business with less than five workers will see their hourly pay reach $15 an hour by 2026, and farmers wages will top out at $12.50.

The NJBIA (New Jersey Business & Industry Association) is an excellent resource and advocate for employers in New Jersey, and they are hosting a conference where you can hear from experts about the legislation and money-saving ways to cope with this payroll mandate.

Date: Thursday, February 21, 2019
Location: The Hotel ML, Mount Laurel NJ
Time: 8:00 AM - 11:00 AM
Fee: $35 Members, $65 Future Members

Fee: $35 Members, $65 Future Members

See attached Press Release from the NJBIA about the new law, and below is the invitation and registration for this half-day conference.  This conference is in Mount Laurel, but if the day or location is not convenient for you there will probably be other opportunities.


Barry E. Fields
Vice President, Employee Benefits

Cell: 908-406-7000 | Fax: 732-834-0233
101 Crawfords Corner Road, Suite 1300, Holmdel, NJ 07733

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29 January 2019 By

If your prescription plan renewed on January 1, 2019, the deadline for the on-line filing to the Centers for Medicare & Medicaid Services (CMS) is by March 1, 2019.  This deadline is within 60 days after the beginning date of the plan year.

Group health plan sponsors are required to disclose to CMS whether their prescription drug coverage is creditable or non-creditable.  In general, a group health plan’s prescription drug coverage is considered creditable if its actuarial value equals or exceeds the actuarial value of the Medicare Part D prescription drug coverage.

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