Office Hours

Please note that all of our offices will close at 1 p.m. local time on Friday, May 24, 2019, and will remain closed until Tuesday, May 28, 2019, in observance of the Memorial Day holiday.

If you have any special service needs that must be accomplished by Friday, May 24, please let us know so that we may service those needs as a high priority for you.

Personal Lines

PersonalLinesOur dedicated team believes how we serve you is as important as the products we provide.

You will benefit from over 40 years of collective experience and long standing relationships with our carriers.

JGS represents a list of highly regarded markets that allows us to offer competitive rates without compromising coverage or service. Choosing to reside on the beautiful Jersey coast is not an obstacle for us at JGS.

  •  Homeowners
  •  Condominiums/Cooperatives
  •  Rental Properties
  •  Automobile
  •  Personal Umbrella
  •  Flood Insurance
  •  Personal Watercraft
  • Recreational Vehicles
  • Miscellaneous Specialty Lines


  • Chubb Insurance Company
  • AIG Insurance Company
  • Encompass Insurance of NJ
  • Travelers Insurance Company
  • Franklin Mutual Insurance Company
  • Palisades Safety Ins. Association/Plymouth Rock
  • Palisades Property & Casualty/ Plymouth Rock
  • N.J. Skyland Insurance Association
  • Progressive Insurance Company
  • Selective Insurance Company (Flood)
  • Personal Umbrella
  • Miscellaneous Specialty & Surplus Lines Markets

Group Personal:

  • In addition to First Layer of Personal Umbrella coverage
  • Voluntary or Mandatory Participation Programs
  • Named Insurance and family members under 25 years of age
  • Unlimited Defense Costs in addition to policy limit
  • Worldwide
  • Per occurrence basis-no aggregate limit
  • Flexible minimum required limits
  • Automatic coverage for new members mid-term
  • No individual underwriting

Group Partnerships:

  • Chubb Insurance Company
  • AIG Insurance Company



Contact us

For questions or more information, please contact us by phone or email.


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