Habitational Insurance | Coverage for Landlords | JGS Insurance 

You focus on making your community the best it can be; we will focus on keeping it that way!

Communities are more than just buildings

They house families, friends, events and memories. All of which need protection from the unforeseen.

Formulating an effective plan to control costs and prevent losses requires expertise.

We’ve built our agency serving communities for over 100 years. Let us help you develop a plan that puts you in the driver’s seat giving you the control to predict your insurable future.

Core Coverages

  • General Liability
  • Property
  • Director’s & Officers
  • Crime
  • Pollution Liability
  • Worker’s Compensation
  • Umbrella
  • Business Auto

Industry Specific Coverages

  • Cyber
  • Renters Legal Liability
  • Earthquake
  • Flood

Traditional Services

  • Loss run review
  • On-site inspection
  • Property value determination
  • Hazard analysis

JGS Services

  • Pre-renewal strategy meeting
  • Governing document analysis
  • Vendor contract review
  • Picture Perfect Meeting

Claims Advocacy

Provide claim handling best practices

Analyze, negotiate and support throughout the life of the claim

Audit claim reserves for adequacy and reduce wherever possible

Coverage dispute advocacy to ensure proper settlement

Audit carrier claims handling performance

The JGS Process.

We set our clients up with the keys to success – clear goals and objectives that align with their vision.

Diagnostic Review

Understand business operation and employee benefits program. Compare current plan offerings with industry benchmarks. Create an executive summary.

Develop a Plan

Identify compliance concerns, cost savings opportunities, what’s working and what’s not. Customize specific plan to address these. Assign dates and accountability to each task.

Managing Your Plan

Communicate your vision to your employees. Monitor carrier performance and employee satisfaction. Compare planned versus actual performance throughout the year.

Growing Your Business Safely

Create a strategy to manage the growth of your program. Predict growth exposure and compliance risks. Modify Proactive Service Timeline to address additional action items and the next years concerns.