Real Estate & Commercial Property Insurance | JGS Insurance 

Property is your life, protection is ours.

From the walls themselves to the tenants within them, you have a lot to worry about, natural disasters, system failures, human-caused damage, injuries on your property - the list is long.

Coverage solutions designed to protect your commercial real estate business and assets from fire, vandalism, liability claims, and more.

Whether you own or manage a residential or commercial office building, warehouse, parking garage, retail outlet or other leased real estate, we have answers to protect your investment.

our tenants should have coverage in place to protect their personal assets and any aspects of the building that they’re responsible for, but you can’t rely on their policies to protect your business as well. We can design a plan that manages risk and controls cost to protect your bottom line because we understand the most pressing risks facing commercial property owners.

We can also assist you with business services that help your Employee Benefits program thrive such as Strategic ConsultingCompliance and Human Resource Support.

Real Estate

Core Coverages

  • General Liability
  • Business Auto
  • Worker’s Compensation
  • Property
  • Umbrella
  • Management Liability

Industry Specific Coverages

  • Inland Marine
  • Commercial & Contract Surety
  • Railroad Protective Liability
  • Professional Liability
  • Construction Wrap-ups
  • Environmental Liability

Traditional Services

  • Business property valuation
  • Return to work program
  • Implementation of claims best practices
  • Strategic program structure

JGS Services

  • Pre-renewal strategy meeting
  • Tool box talks (onboarding subcontractors)
  • Liability risk management
  • Housekeeping program
  • Mock OSHA audits

Claims Advocacy

Provide claim handling best practices

Analyze, negotiate and support throughout the life of the claim

Audit claim reserves for adequacy and reduce wherever possible

Coverage dispute advocacy to ensure proper settlement

Audit carrier claims handling performance

The JGS Process.

We set our Construction clients up with the keys to success – clear goals and objectives that align with their vision.

Diagnostic Review

Understand business operation and employee benefits program Compare current plan offerings with industry benchmarks Create an executive summary

Develop a Plan

Identify compliance concerns, cost savings opportunities, what’s working and what’s not Customize specific plan to address these Assign dates and accountability to each task

Managing Your Plan

Communicate your vision to your employees Monitor carrier performance and employee satisfaction Compare planned versus actual performance throughout the year

Growing Your Business Safely

Create a strategy to manage the growth of your program Predict growth exposure and compliance risks Modify Proactive Service Timeline to address additional action items and the next years concerns