Over or Under Insured, What’s It to You?

It’s happened: your business experienced an event that triggered an insurance claim. With risk being inherent to all business operations, this means that most organizations have to deal with the insurance claims process at one...

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Not Just a Passing Storm: How Natural Disasters Are Impacting the Insurance Market

$268 Billion = Total economic and insured loss estimate for 2022’s natural disasters. Approaching $115 Billion = Recent estimate for insured losses from 2022 natural disasters [1]   Environmental changes are reshaping the world as...

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Worker’s Compensation Guaranteed Cost Alternatives

By Meaghan Tyndale-Williams, Risk Advisor  For most large businesses, workers’ compensation is their most expensive insurance coverage. A guaranteed cost program—which is the traditional route—sets the annual premium at the beginning of each policy year....

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Are You Prepared for your Insurance Renewal?

It’s time to renew with your insurance carrier. Before making the final commitment, you should consider a number of factors. Unfortunately, in these risky times—pandemics, war, cyberattacks, supply chain issues—organizations must seek out proactive risk...

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Nurse Triage Program is a Big Win for Everyone

By Meaghan Tyndale-Williams, Risk Advisor  Protecting the health and well-being of your employees should be a top priority for every company; however, no business is injury-proof. Organizations of every size have to deal with multiple...

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Workplace Safety & The New Normal

By Eric Wokas, Senior Risk Engineer   According to a recent study from the Society for Human Resource Management, nearly 90% of businesses are having difficulty filling open positions. Reasons vary; however, there are many...

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New Jersey Pre-Tax Commuter Benefit Requirement

By Barry Fields, Partner, Employee Benefits    Effective March 1, 2020, a New Jersey law required employers with 20 or more employees to establish pre-tax transportation fringe benefit programs for their employees. New Jersey was...

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How the Pandemic Has Changed the Overall Insurance Industry Landscape

By Gwen Luu, Partner There have been some major changes to the insurance industry landscape since the COVID-19 pandemic. First and foremost, there’s been a shift in customer service and how brokers facilitate business. This...

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Take a Data-Driven Approach for an Effective Benefits Program

As a business leader, it’s not uncommon to rely on intuition or gut instinct when making important business decisions. Unfortunately, this isn’t the most reliable way to run your business. In fact, it can be...

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What You Need to Know about Jackware and Coverage

Though similar to ransomware, jackware could be multiple times more dangerous. Cybersecurity experts say this new type of malware hijacks physical devices that are core to modern living. We at JGS want you to be...

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When Do You Need Workers Compensation Insurance?

When Do You Need Workers Compensation Insurance?   If you don’t have workers’ compensation insurance when you should, your business is at risk. You  face significant penalties or fines. On the flip side, if you...

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Types And Benefits Of Construction Insurance

Types and Benefits of Construction Insurance If you build it, they will come—but so will pricey liabilities if you forgo the necessary protections. Although an industry of innovation, growth, and creation, the things that can...

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