What Does Commercial General Liability Insurance Cover?

Commercial general liability insurance covers a company’s legal responsibility for its products and services. Businesses that provide products or services to the public are typically required by law to have commercial general liability insurance. This...

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Prepare Your Home and Business for Hurricane Season

How to Prepare Your Home and Business for Hurricane Season Hurricane season is upon us, and forecasters for the National Oceanic and Atmospheric Administration (NOAA) are predicting above-average storm activity this year. Is your home...

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Duty or Non-Duty, that is the Question

By Gwen Luu, Director – Commercial Lines  Almost every company doing business of any type is going to have some sort of insurance against claims by third parties. Commercial General Liability (CGL) insurance, Employment Practices...

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How to Be Prepared in a Hardening Insurance Market

By Colleen Harless, CISR, ACSR, CIC – Senior Account Manager   In the casualty and property insurance industry, price, conditions, and terms as well as the availability of coverage are all impacted by fluctuations between...

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Cyber Attacks – A Question of Responsibility

By Gwen Luu, Director – Commercial Lines  If one thing hasn’t slowed down as a result of the upending of the world in the last couple of years, it is cyber threats. In fact, they...

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Virtual Reality: A New Way to Approach Safety Training

By Eric Wokas, Risk Consultant  Training, training, and more training. That is the mantra of sports coaches and safety professionals alike. So why the emphasis on repetitive training? Because it works. However, there is a...

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4 Strategies for Reducing Health Benefits Costs in 2022

By Barry Fields, Vice President, Employee Benefits  Health care costs continue to rise each year, and 2022 will likely be no exception. In the new year, experts predict a 6.5% increase in medical expenses alone,...

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Types of Losses in Ocean Cargo Insurance: What Do They Include?

If your business deals with shipping goods via ocean, you need comprehensive marine cargo insurance coverage for loss or damage. Your insurance plan will help to provide a safety net in unforeseen circumstances such as...

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What is Intellectual Property and Who Needs it Most?

You may not have realized that insurance is available to protect your intellectual property. But what is intellectual property (IP) insurance: What does it cover, and who is it for? Intellectual Property insurance provides your...

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ADA-Compliance and Your Website: What You Need to Know

By Eric Wokas, Risk Control Consultant  Title III of the Americans with Disabilities Act (ADA) prohibits any “public accommodation” from denying “full and equal enjoyment” of its services or facilities on the basis of a...

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Nonprofit Governance Best Practices

By Gwen Luu  Governance refers to the strategic direction of an organization and encompasses a variety of functions, including financial viability and how successfully the organization is fulfilling its mission. For nonprofits, governance entails setting...

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Premium Surcharges for Nonvaccinated Employees

By Barry Fields  Many employers are exploring options related to COVID-19 vaccination status within their workforce, including whether to charge a premium surcharge for nonvaccinated individuals. There are a number of legal considerations to take...

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