Virtual Reality: A New Way to Approach Safety Training

By Eric Wokas, Risk Consultant  Training, training, and more training. That is the mantra of sports coaches and safety professionals alike. So why the emphasis on repetitive training? Because it works. However, there is a...

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4 Strategies for Reducing Health Benefits Costs in 2022

By Barry Fields, Vice President, Employee Benefits  Health care costs continue to rise each year, and 2022 will likely be no exception. In the new year, experts predict a 6.5% increase in medical expenses alone,...

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Types of Losses in Ocean Cargo Insurance: What Do They Include?

If your business deals with shipping goods via ocean, you need comprehensive marine cargo insurance coverage for loss or damage. Your insurance plan will help to provide a safety net in unforeseen circumstances such as...

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What is Intellectual Property and Who Needs it Most?

You may not have realized that insurance is available to protect your intellectual property. But what is intellectual property (IP) insurance: What does it cover, and who is it for? Intellectual Property insurance provides your...

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ADA-Compliance and Your Website: What You Need to Know

By Eric Wokas, Risk Control Consultant  Title III of the Americans with Disabilities Act (ADA) prohibits any “public accommodation” from denying “full and equal enjoyment” of its services or facilities on the basis of a...

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Nonprofit Governance Best Practices

By Gwen Luu  Governance refers to the strategic direction of an organization and encompasses a variety of functions, including financial viability and how successfully the organization is fulfilling its mission. For nonprofits, governance entails setting...

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Premium Surcharges for Nonvaccinated Employees

By Barry Fields  Many employers are exploring options related to COVID-19 vaccination status within their workforce, including whether to charge a premium surcharge for nonvaccinated individuals. There are a number of legal considerations to take...

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Marketing Insurance Outside the Box

By David Velasco, EBP, APRI  In late 2020, I joined JGS Insurance as Vice President of Community Association and had an idea. I wanted to make insurance fun while forging meaningful connections with my clientele...

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2022 Market Highlights with JGS Insurance

As we move ever so briskly into 2022, we want to keep you in-the-know with the latest market developments this year. Focusing on four of our key insurance solutions—commercial auto insurance, general liability insurance, cyber...

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Prepare your Home for Winter Weather

Many people see leaves falling off trees as the time of year when they need to prepare for holiday celebrations and gear up for a new year. But for some parts of the country, the...

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Federal Vaccine Mandate: US Supreme Court Decision stays OHSA ETS and Allows CMS Healthcare Worker Mandate to Proceed

Compliance Update On Thursday afternoon, January 13, 2022, the Supreme Court of the United States (SCOTUS), after hearing oral arguments last week, issued rulings concerning the following Federal vaccination mandates: Occupational Safety and Health Administration...

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Agencies Issue Guidance on Coverage of OTC COVID-19 Tests

Compliance Update On January 10, 2022, the Depts. of Labor, Health and Human Services (HHS), and the Treasury issued FAQ guidance regarding the requirements for group health plans and health insurance issuers to cover over-the-counter...

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